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June 16, 2025
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In reporting uninsured deposits, if an IDI has deposit accounts with balances in excess of the federal deposit insurance limit that it has collateralized by pledging assets, such as deposits of the . Government and of states and political subdivisions in the ., the IDI should make a reasonable estimate of the portion of these deposits that is uninsured using the data available from its information systems.
Hugh began his radio career on KFI in Los Angeles in 1990, and spent a decade as co-host of the nightly news and public affairs show on PBS’ Los Angeles affiliate KCET before launching his nationally syndicated show on 8 original stations on July 10, 2000. He moved to mornings in April 2016 and never missed a beat. Hugh and his wife, “The Fetching Mrs. Hewitt” as Hugh calls her on the air, live in northern VA. He is a graduate of Harvard College and the University of Michigan Law School, and spent six years in the Reagan Administration, including stints in the White House Counsel’s office and as Special Assistant to two Attorneys General. Hugh has also served on The California Arts Council, the South Coast Air Quality District and The Orange County Children and Families Commission.
Collateral is an essential component of bank credit. It reduces the risk for the lender and gives them the confidence to lend money to the borrower. There are different types of collateral, each with its advantages and disadvantages. While collateral is the most common form of security in bank credit, there are alternatives like unsecured loans and credit cards. It is important for borrowers to understand the importance of collateral in bank credit and to choose the option that best suits their needs.
tempt implies the presenting of an attraction so strong that it overcomes the restraints of conscience or better judgment.
If a separate cash collateral account is established, the borrower and the letter of credit issuer will enter into a cash collateral security agreement that provides for control of the account by the letter of credit issuer, the minimum amount of collateral and the release of excess collateral. The parties generally do not establish a separate account at the closing of the facility, given that such an account may never be needed. The parties should therefore be prepared to negotiate the terms of a security agreement, taking into account the matters discussed above, prior to establishing such an account.
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